Download a PDF version here.
3dsecure.io is owned and operated by 3dsecure.io ApS, P.O. Pedersens Vej 2, 8200 Aarhus N, Denmark, company registration no. 41019328.
3dsecure.io offers 3-D Secure products for authenticating cardholders as the rightful owners of the card being used. The product consists of a 3-D Secure Server (3DSS), provided as a Software as a Service (SaaS) implementation through its own API.
3DSS facilitates authentication via 3-D Secure version 2 (v. 2.1.0, 2.2.0) and helps determine if the card is enrolled in the relevant 3-D Secure version, thereby initiating the authentication flow with the cardholder’s bank.
The liability of 3dsecure.io is limited to 1 x the customer’s annual subscription payment.
3dsecure.io does not assume any liability for downtime, but to the extent that, on a monthly basis, uptime is less than 99.9%, a 10% discount will be granted. An uptime of between 95% and 99% results in a discount of 25%. An uptime of less than 95% results in a discount of 100%.
3dsecure.io checks your information against Visa and Mastercard databases. Therefore, 3dsecure.io does not assume any responsibility for service interruptions as a result of service interruptions at Visa, Mastercard or any other third party providers.
It is the Customer’s responsibility that the Service is only used for cardholder authentication and that the service is used in accordance with Visa and Mastercard rules.
3dsecure.io reserves the right - without compensation or responsibility - to temporarily suspend the Service fully or partly if the Customer systematically seeks to authenticate transactions to which suspicion of unlawful abuse, such as fraud or identity theft, may arise.
3dsecure.io reserves the right - without compensation or liability - to suspend the Service fully or partly if 3dsecure.io is exposed to hacker attacks or similar.
3dsecure.io is expected to have an uptime of 99.97%. To the extent that scheduled service interruptions are necessary, they will be placed at times when there is minimal impact on our customers’ operations.
The Customer has the option of payment by debit card or invoice. If the payment is made by debit card, it is a condition of use of the Service that the Customer has signed up a valid debit card, where there is coverage for the monthly subscription fee and any “per /auth request” fee incurred. No later than the 6th of each month, the amount payable for the previous month will be automatically charged via the registered payment card. Invoice payments are due within 14 days. 3dsecure.io reserves the right to terminate the agreement immediately if payment is not made within the specified payment terms.
The setup fee is deducted immediately upon registration with the Service.
An invoice will be sent to the email address provided. Objections to the invoice must be sent to 3dsecure.io within 10 working days. After this, the invoice is considered to be approved by the Customer.
The Customer can terminate the agreement with one month’s notice. 3dsecure.io can terminate the agreement with 6 months notice.
3dsecure.io can amend the Terms of Service, including price adjustments, with 3 months notice.
Unless specifically agreed between the parties, the Customer may not resell, sublicense or in any other manner allow any third party to use the Service.
3dsecure.io keeps a truncated card number, transaction amount and currency, as well as information that can identify the payee.
3dsecure.io’s Data Processing Agreement can be found following this link: https://www.3dsecure.io/dpa/.
All information is stored encrypted in accordance with the PCI DSS standard.
The parties are obligated to keep any information confidential under this agreement.
Any dispute between the parties shall be settled by the court of Aarhus under Danish law.